Wednesday, June 29, 2016

7th Pay Commission: Salaries, Pension Hike for Government Employees Is Lower Than In Decades

Story Highlights
With raise, many senior government officials will now earn more than MPs.But despite being nearly 0.7% of the GDP, hike is the lowest in 70 years,It will cost the government an additional Rs. 1 lakh crore annually

 A big pay hike for over a crore government employees and pensioners was cleared by the cabinet on Wednesday.With this raise, several senior government officials will draw a higher salary than lawmakers in Parliament.Salaries and allowances will rise by at least 23.5 per cent, which had been recommended by the 7th Pay Commission - the panel that decides on government salaries.
The hike - the lowest in the last 70 years - is expected to cost the taxpayer an additional Rs 1 lakh crore annually, or nearly 0.7 per cent of the GDP.
The move will impact nearly 50 lakh employees and 58 lakh pensioners. The changes will be effective retrospectively from January 1 this year.The raise is built around a 14.27 per cent hike in basic pay.
Rs. 73,650 crore of the total payout will come from the general budget, while Rs. 28,450 crore will come from the railways.The previous pay panel had recommended a 20 per cent hike which was eventually doubled when it was implemented in 2008.Under the new scheme, the maximum salary for a government servant will be about 2.5 lakhs a month, that's more than double the highest pay of Rs. 90,000  a month.  
The move has led to the discontent among the lawmakers who allege disparity with government officers. To address their resentment, the government is also considering a hike in salaries and allowances of lawmakers.The minimum pay recommendation is Rs. 18,000 per month. This too is more than double of the present Rs. 7,000.Sources say Finance Minister Arun Jaitley has made provisions for the payout.Though the government is making an effort to increase revenue by bringing more under the tax net, the payout will reduce its kitty. The Centre also needs about Rs.70,000 crore to meet the One Rank One Pension (OROP) commitment for the armed forces.On the flipside, the huge payout will boost demand at a time the economy is sluggish.
While some believe additional cash in the market may fuel an inflationary trend, experts say that the impact of the pay hike may become a turning point for the Prime Minister Narendra Modi's government to trigger demand that drives growth investment and profits.
Source: NDTV

Sunday, June 26, 2016

Post Bank of India - Wikipedia

The India Post Payments Bank (IPPB) is a proposed state-owned commercial bank in India. The bank would use the existing network of the public-sector postal service, India Post.

History

In 2006, it was announced that India Post would open a bank to erase its ₹1,000 crore deficit during the 11th Five Year Plan, emulating Poste italiane. In February 2013, it was announced that India Post had hired Ernst and Young to prepare a report on the proposed bank. Some officials of the Ministry of Finance had opposed the plan saying that India Post did not have the expertise to provide banking services such as handling credit.

In August 2013, the Planning Commission of India said that even though it supported the plan, it was not feasible owing to financial difficulties at the moment. It also felt that converting post offices into bank branches may hamper their original function. In October 2013, the Cabinet of India rejected the proposal on the grounds that India Post did not have sufficient expertise in running a bank. In December 2013, India Post announced that it would install ATMs in 1000 of its office across India in the first half of 2014.

On 27 February 2014, India Post opened its first ATM in Chennai. In April 2014, the Reserve Bank of India (RBI) gave in-principle banking licences to IDFC and Bandhan Financial Services out of 26 applicants, but India Post was not considered for a licence because it had not received the mandatory clearance from the government. However, the RBI said that it would examine the proposal separately in consultation with the government.

In September 2014, a task force was formed by Prime Minister Narendra Modi which aimed to study ways in which the existing postal network could be leveraged. The task force was headed by T. S. R. Subramanian. On 4 December 2014, the task force submitted its report to Minister for Communications and Information Technology Ravi Shankar Prasad. The report said that more services should be provided in the field of banking, insurance and e-commerce.

In late December 2014, it was announced that India Post would issue ATM-cum-debit cards to its Post Office Savings Bank (POSB) account holders. In January 2015, it was announced that the Indian government was considering a legislature, to finalise the setting up of the bank, following which a banking license would be applied for at the Reserve Bank of India. On 28 February 2015, during the presentation of the Budget it was announced that India Post will use its large network to run a payments bank.

Role in financial inclusion

India Post has about 1,54,000 post offices, of them 90% are in rural areas. There is one post office for every 7176 people in India. India Post also has 2,96,000 agents in the rural area. About 2.2 crore people, already receive their National Rural Employment Guarantee Act (NREGA) payments by post offices. After State Bank of India, India Post has the largest deposits valued at ₹6 lakh crore.

T. S. R. Subramanian has said that it could aid in the ongoing Pradhan Mantri Jan Dhan Yojana financial inclusion plan.

Structure and funding

The Payments Bank will be set up on a lean operating model. It will focus on financial inclusion by harnessing low-cost technology based solutions to extend access to formal banking especially in rural areas and among unbanked and under banked segments of the society. It has proposed by the task force that the existing Post Office Savings Bank (POSB) should be continued to run parallel to the new bank initially. Later, it should be merged with the bank. The existing post offices shall provide banking services to customer, whereas the bank branches shall handle back-office work, like processing loan applications, assessing credit worthiness and risk assessment, investment operations etc.

The Post Bank shall also provide institutional accounts to panchayats and micro-credit agencies. Initially, the bank will operate separately from the postal business, with a branch in every district for the first three years. The bank will require an initial funding of ₹500 crore from the government.[13]

Thursday, June 23, 2016

My click on Suggi dance




9 Tax saving investments to save your income tax

Income tax is something all of us would like to reduce it to the maximum. And what better than tax saving investments under Section 80C to reduce our taxes to some extent. Choose one of the following tax saving investments before 31st March.

PPF (Public Provident Fund)

It is one of the traditional yet highly preferred retirement planning investments. It is also a great long-term tax saving investment. The maximum amount that is allowed as an investment in the scheme is Rs 1.5 lakh. Interest income on PPF and the amount received on maturity are both tax free.

ELSS (Equity Linked Saving Scheme)

ELSS is a mutual fund that comes within the ambit of tax saving investments. With a lock in period of 3 years, this investment option offers an exemption of maximum Rs 1.5 lakh in a financial year. The interest rate depends on the performance of this scheme in a given year and the maturity amount from the investment is tax free.

FD (Fixed Deposits)

Fixed deposit is another popular tax saving Investment. The interest rate varies from one bank or post office to another. Maximum exemption allowed is Rs 1.5 lakh for a minimum duration of 5 years. The interest earned and the maturity amount are taxable.

NSC (National Saving Certificate)

NSC’s are tax saving investments issued by the Indian Post Office. It has a 5 year lock in period. They offer guaranteed and tax-free returns till maturity, although the interests earned is taxable.

EPF (Employee Provident Fund)

This scheme helps save a maximum of Rs 1.5 lakh. In this fund, up to 12 % of a person’s basic salary gets deducted and the other 12 % is contributed by the employer.The amount at maturity is tax free.

Life Insurance

Life insurance is the most popular tax saving investment under Section 80C of the Income Tax Act. With a maximum deduction of Rs 1.5 lakh is allowed in a given financial year. The amount received at maturity or in the case of death is tax free. Apart from the tax saving benefits life insurance helps one plan for the unforeseen events in his or her life.

ULIP (Unit Linked Insurance Plan)

ULIP is a unique combination of investment and insurance that results in a tax saving of Rs 1.5 lakh per year. Thepremium paid by you is split between insurance and investment. The corpus received at maturity is exempt from tax.

NPS (National Pension System)

The National Pension System is an additional tax saving investment. It is a long term product with strict penalties on withdrawal. It is primarily to encourage people to save for their retirement. Your contribution in the scheme is deducted from income tax up to a maximum of Rs.50,000. This deduction is over and above the limit of Rs 1.5 lakh of Section 80C.
However, if your employer contributes to your NPS account, it would be tax free without any limit. And this contribution is also exempt from income tax over and above the 80C limit.

Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana account can only be opened on a girl child’s name by her parents or legal guardians.The account can be opened anytime from the birth of the girl child till she attains the age of 10 years and it is valid up to 21 years of age. The maximum deduction of up to Rs 1,50,000 can be claimed every year under Section 80C. The maturity proceeds from the scheme is tax-free.

ISRO Successfully launched 20 Satellites in a Single Mission

Indian Space Research Organisation (ISRO) successfully launched 20 satellites, in a single mission, the most in the history of India's ambitious space programme. They include satellites belonging to the United States, Canada, Germany and Indonesia. The launch took place from the Sriharikota space centre off India's east coast. A PSLV C-34 rocket (Polar Satellite Launch Vehicle) lifted off at 9.25 a.m. from the Second Launch Pad in the Satish Dhawan Space Centre, and 16 minutes later placed a Cartosat-2 Series satellite about 505 km above the Earth's orbit. In the next 10 minutes, the remaining satellites were placed in the intended orbits. The payload included devices ranging in weight from more than 700 kg to as little as 1.5kg. It is the largest-ever number of satellites launched by ISRO. It may be recalled that ISRO, in 2008, launched 10 satellites in a single rocket. On April 28, 2008, PSLV-C9 launched a Remote Sensing satellite CARTOSAT-2A along with Indian Mini Satellite (IMS-1) and eight nanosatellites. 


Important Points to Note :

  • Date of Launch : 22-06-2016
  • Place : Sriharikota space centre off India's east coast (Island off the Bay of Bengal coast located in the Indian state of Andhra Pradesh, India)
  • The total weight of the 20 satellites is around 1,288 kgs. Out of which 19 co-passenger satellites weigh about 560 kg.
  • India’s earth observation spacecraft Cartosat-2 Series satellite and 19 co-passenger satellites together weighing about 560 kg at lift-off would be injected into a 505 km polar Sun Synchronous Orbit.
  • The primary satellite to be carried by PSLV C-34 rocket is similar to Cartosat-2, 2A and 2B satellites launched earlier. 
    • The imagery to be sent by the satellite would be useful for cartographic applications, coastal land use and regulation, utility management like road networking, water distribution, creation of land use maps, precision study, change detection to bring out geographical and manmade features and various other Land Information System and Geographical Information System applications.
  • LAPAN-A3 (Indonesia) : The microsatellite is for Earth observation and is intended to be used to monitor land use, natural resource and environment.
  • M3MSat (Canada) : Maritime Monitoring and Messaging Micro-Satellite is a technology demonstrator mission jointly funded and managed by Defense Research and Development Canada (DRDC)and the Canadian Space Agency (CSA)
    • The satellite’s primary mission is to collect and study Automatic Identification System signals from low-Earth orbit.
  • GHGSat-D (Canada) : Built by Space Flight Laboratory of the University of Toronto Institute for Aerospace Studies, the Earth observation satellite is meant for measuring the atmospheric concentration of greenhouse gases (Carbon Dioxide and Methane).
  • BIROS (Germany) : Berlin Infrared Optical System (BIROS) is a small scientific satellite from the German Aerospace Center and its mission objective is the remote sensing of high temperature events.
  • SkySat Gen2-1 (U.S.) : Designed and built by Terra Bella, a Google company based in Mountain View, California in the U.S., the small Earth imaging satellite is capable of capturing sub-meter resolution imagery and HD video.
  • Dove Satellites (U.S.) : A total of 12 Flock-2P Earth imaging satellites are to be launched in this mission. They would be packed in three dispensers.
  • Sathyabamasat (Sathyabama University, Chennai) : The satellite aims to collect data on green house gases.
  • Swayam (College of Engineering, Pune) : The satellite aims to provide point to point messaging services to the HAM (amateur radio) community.
Note : The record for the most number of satellites launched in a single mission belongs to Russia, which sent up 37 satellites in 2014. The US space agency Nasa launched 29.

Monday, June 13, 2016

Govt employees to get increased salary with 6 months arrears on Aug 1

The central government employees may start receiving increased salary with 6 months of arrears from August 1.
As per media report, increased salary of July will be credited to the 47 lakh central government employees and 52 lakh pensioners' accounts on August 1, 2016. However, there is no clarity on whether the arrears of last 6 months will also be credited at the same time at one go or it will be deposited in installments.
As per sources, the Empowered Committee of Secretaries headed by the Cabinet Secretary Pradeep Kumar Sinha has recommended a 30 percent increase in minimum and maximum basic pay structures along with doubling of existing rates of allowances and advances.
 The 7th Pay Commission had suggested a maximum basic pay of Rs 2,50,000 and a minimum of Rs 18,000. A 30 percent increase would translate into maximum salary of Rs 3,25,000 and minimum at Rs 23,400, respectively.
The Empowered Committee of Secretaries is functioning as a Screening Committee to process the recommendations with regard to all relevant factors of the Commission in an expeditious detailed and holistic fashion.
Government had earlier decided to set up a high-powered panel headed by Cabinet Secretary P K Sinha in January this year to process the recommendations of the 7th Pay Commission.

Steps to be taken to prevent frauds in CBS Offices

Government of India 
Ministry of ommunication & IT
Department of Post 
Financial Services Division
Dak Bhawan, New Delhi -110001

Directorate Order No.25-11/2016-FS-CBS               
dated 10.06.2016

Steps to be taken to prevent frauds in CBS Offices

  1. It was requested earlier that all SBCO staff should be given training at WCTCs by User Chambions for End User/Supervisor Module before SBCO training by Infosys. Please ensure that all SBCO staff has been trained by User Champions as well as Infosys. A certificate of completion of training should be obtained from all SBCO staff and kept in their service book.
  2. Divisional Heads should ensure that SBCO staff is comparing LOT generated through MIS server with the vouchers received from S0/I10. Wherever, there is shortage of staff in SBCO, necessary help should be provided from Post Office staff to SBCO (spared from SBSO branch) to complete voucher checking.
  3. Any objection received from SBCO by Divisional Head or Vigilance Branch of RO/CO should be investigated promptly.
  4. Transfer of account from one CBS PO to another CBS PO should be carried out at HO only. If any application for transfer is submitted at any CBS SO, that SO has to verify genuineness of the customer by taking fresh KYC documents (if required). Application should entered in a register to be maintained in manuscript and forward with KYC documents to its HO for transfer of account. In HO, one designated PA should transfer the account and Supervisor has to verify the same. After transfer, Application of transfer and KYC documents should be returned to SO duly entered in SO slip. SO should make entry in the register and maintain separate Guard File for keeping such applications.
  5. All visiting/ inspecting officers should check this register and guard file at SO.
  6. No SO should transfer any account from one scheme to another. Any such request should also be sent to HO along with documents and recommendations by SO. This activity should be done only by Supervisor at HO and verify by another Supervisor at HO. All such requests should be entered in a register HO and kept in n separate guard file. This should also be checked and verified by inspecting / visiting officers.
  7. SBCO staff should sing in each and every voucher after tallying with LOT generated through the system in token of having checked TRAN ID, Account number and Amount.
  8. SBCO should also see the value date printed in LOT and if any value date of more than 3days of the LOT date is used, objection should be raised if no error book entry of approval of competent authority is not attached with the voucher.
  9. Postmaster of HPO shall designate one PA who will generate LOT of Office accounts of Single/ Dobule handed SOs and see if any transaction of more than Rs.25,00/- is hown in these LOTs. Cutomer Account details of such trnactions should be generated from HACLI Menu and sent to PRI(P) / Inspection Post / ASP(Post) for verification.
  10. All CBS Post Offices should be instructed that BO tranactions should not be entered if BO Bag is received after 3.30PM. These transaction should entered on the next day
  11. All CBS Post Offices should be directed to complete their transactions maximum by 5PM and no new transactions should be entered after 5PM. All supervisors should verify transactions regularly without delay so that EOD can be started by 5PM.
  12. All Supervisors should tally teller acccount with each counter PA with Treasurar's Cash book and ensure that teller account has become 0 before start of EOD.
  13. Teller Cash Account of each Single/ Double handed SO should be checked at HO by a designated PA to ensure that balance has been made as 0.
  14. SOs should not lodge cheques in Finacle. Cheques received rom New Investment and sebsequest deposit should be sent to HO by preparing manual list. HO should lodge cheques presented at SOs for new invesment agaings clearing office account of SO and for subsequenct deposits in its own clearing account. SOs should check their New Investment Clearing Office account daily ro see clearance received at HO and open accounts with value date as clearing date and fund the account.
  15. Activities of security pledge or release in case of TD or NSC or KVP should also be carried out at HOs only. In case such request is submitted at SO, SO can verify the facts and recommend security pledge or release on the application and send to HO. At HO, a designated Supervisor will use HAFSM menu and execute the request. Another Supervisor or Postmaster has to verify the same. Application should be returned to SOs which will do necessary enteries on the original certificates and keep requests in a separate guard file.
This has the approval of competent authority.
Sachin Kishore
Director(CBS)

Saturday, June 11, 2016

Master Guide for IPOs/Postman/MTS etc

  Master guide for IPOs 2016-17 released Cost 1400 + Postage 35, Master guide for Postman/MTS (2016-17) including that of Direct recruitment from open market also released, by V.K.Balan. Cost of book is Rs 400/- including the postage. Those who need the books may send their indent by sending their address as SMS to Mobile No. 9947414885 (V.K.Balan) The book name should be noted in the SMS without fail.


V.K. Balan

Retired SSPOs

Nellikal House, Anniyartholu PO

Kattappana South, Idukki 685515

04868-270707 & 09947414885

Rare Kannada Bhavageetegalu

Rare C Ashwath's and others Kannada Bhavageete collections

https://drive.google.com/folderview?id=0B7yexxYvuB97UmJlc2xsblVUcGc&usp=sharing

The Most Inspirational Video


Unicode All Regional langauge Typing exe

Pramukh IME Unicode all regional language typing software attached here


https://drive.google.com/folderview?id=0B7yexxYvuB97RmRldl8zUjhPZTg&usp=sharing

Useful forms

All type of useful forms for postal employees attached below link


https://drive.google.com/folderview?id=0B7yexxYvuB97QTBBNUlVQzMtV28&usp=sharing

Friday, June 10, 2016

Solution for MIS/TD/SCSS Interest Not Generated in DOP Finacle

Solution
The recommended sequence to be followed by the user:
1. Check the next interest run date using HAINTINQ









2. If the next interest run date is less than current date, then
a) Check if there any pending modifications of the account by trying to cancel or verify the account.Check in HAFI menu for the latest modification on the accounts.
b ) Cancel or verify the same and request DOP IT/CEPT team to run HACINT for this account
3. If the next interest run date is greater than current date, then
a) Check if the interest has run for the month already in HTDTRAN
b) If there is no record for the month, then
i) Check the net interest credited for the account till date using HAITINQ
ii) Compare the above figure against the net interest expected till date (expected interest can be viewed in flow details tab of account modification menu or HTDINT)
iii) If the numbers match, then the expected interest amount has already been generated and hence no interest run happened.

Postal Department's Payments Bank To Have 3.5 Lakh Employees: Report

Telecom Minister Ravi Shankar Prasad on Thursday asked Department of Posts to hasten process of setting up all 650 payments bank branches by September 2017.

"Minister (Prasad) on Thursday met Postal Services Board for India Post Payments Bank and asked them to expedite the process of setting up this entity by September 2017 as desired by Prime Minister Narendra Modi. There will be about 3.5 lakh employees who are being trained in phases," an official source told PTI.

The Union Cabinet on Wednesday cleared proposal to set up India Post Payments Bank with a corpus of Rs 800 crore and has plans to have 650 branches operational by September 2017. It will be expanded further scaled up to cover the entire country by the end of financial year 2018-19.

Earlier, the Department of Posts (DoP) had to set-up 650 IPPB branches in three years.

With advancement of target, DoP will set up 50 branches by March, 125 by April, 200 in May, 300 in June, 400 in July, 525 in August and 650 by September.

"The Minister (Prasad) will hold review meetings every fortnight," the source said.

Initially most of the 3.5 lakh workforce will be posted on deputation who will be gradually replaced by fresh recruits. Mr Prasad has asked postal department to hire MD and CEO of the IPPB by August and set up selection committee for hiring Chief Financial Officer by June 15.

The minister has also advance dates for giving handheld devices to 1.3 lakh grameen dak sevaks.

"He has asked the Department of Posts to start rolling out handheld devices in from June 15 and finish the process by in next 3-4 months," the source said.

The IPPB will be managed professionally and most of it's a grade employees will be hired from market. The IPPB board will have representation from various other government departments including the Department of Posts, Department of Expenditure, Department of Economic Services etc.

Government has approved Rs 800 crore corpus for IPPB which will have Rs 400 crore equity and Rs 400 crore grant.

 (This story has not been edited by NDTV staff and is auto-generated from a syndicated feed.)

India Post launches logo, tagline design contest for payments bank

The Department of Posts on Friday launched a logo and tagline design contest for the soon-to-be set up India Post Payments Bank (IPPB) on the MyGov website, an official statement said here.

The cabinet on June 1, 2016, gave its nod to setting up of the IPPB under the Department of Posts.

“The Department of Post wants to connect with and involve the people of India in designing the DNA of the India Post Payments Bank. One of the guiding principles of the India Post Payments Bank would be co-creating value propositions and products with its customers and other stakeholders,” the statement said.

“The present contest is the first step towards this ongoing engagement. It has also initiated a nationwide survey to understand the needs of different segments of customers,” it added.

The contest is open to all Indian citizens, institutions, agencies and entities for a period of one month, until July 9, 2016.

The best entry will be awarded Rs 50,000. A panel of eminent designers and experts will help shortlist 20 best entries, which will thereafter be put up for voting on the MyGov platform for the final selection of the winner, the statement added.

Thursday, June 9, 2016

Good News for Govt Employees

7th Pay Commission : Good News! Govt Employees To Get Revised Pay Scales 'Increment' From August 1

New Delhi, June 9: Government employees who are waiting for the implementation of Seventh Pay Commission, will get good news soon. Reportedly, Government will disburse revised pay scales 'increment' in the first week of August. 

Sources close to Finance Ministry official was quoted by Financial express as saying, "Central government employees could get the revised pay-scales with their July salaries that would be credited on August 1".

It is being believed that within these two months (June and July) all remaining formalities will be done. 

Reportedly, Cabinet Secretary PK Sinha headed Empowered Committee of Secretaries will meet this weekend (June 11) to give final touch to pay commission's recommendations. 

After that, the Committee will submit its report to Finance Ministry, which will then seek Cabinet's nod for the same. Most likely, Cabinet Committee will give its nod and through the proposals at the end of this month. 

Reportedly, Empowered Committee has pushed for more increment than earlier proposed by the pay Commission in its report. 

As per media reports, secretaries panel have suggested maximum salary to be Rs. 2,70,000, which is twenty thousand more than the prescribed upper limit by the pay commission. 

Panel wants lowest salary to be fixed at Rs. 21,000, which is three thousand more than the lower prescribed limit. Sources say that Government most likely will accept this new proposal. 

Source : OneIndia News

Postcrossing received Photos

Miwako from Japan

Grammy from Deutschland

Micka from Ceska Republika

From Republic of Bashkortostan

From Australia

Ania and Juve from Deutschland

Olga from Belarus

Chrissi from Austria

Krystyna from Great Britain

From Deutschaland

From China she likes "3 Idiots" Movie

Ola from Polska

Senna from Macau, China

Emilia from Suomi-Finland

Tom from Germany, This is 1st card to Indian, It shows Grafitti Painting

From Ireland Fisherman

Mary from China, She works as accountant in TATA Company

Painting from Correos

Neemn from Suomi-Finland

Marjut from Suomi-Finland

Tamara Russkyakh from Ukrine

Alex from Ukrine

From USA

Anne from Russia

Andrea from Japan

Vera Maximova from Russia

Maren Sauriek from Netherland

Anna Korneeva from Russia

Val from Australia

Leah from China

Victoria from USA

From Russia

Aats and Nica from Estonia


Nastya from Russia with love


Agnieszka from Polska for my Birthday


Departmental Manuals

Revised Syallabus For Inspector Posts Examination

Revised Syallabus For Inspector Posts Examination

Directorate vide letter No. 7-14/2011-SPB-II dated 9-3-2011 has circulated revised Pattern and Syllabus for Limited Department Competitive Examination for the post of IPs for filling up 66.66% vacancies in the Department. The examination will now be held only for 4 papers without the aid of books with 150 Multiple Choice Questions (MCQ) in each paper.The date for holding of the Examination will be communicated separately by the DE Division. Revised Pattern and Syllabus is as under: 


Pattern and Syllabus is as under:


SL NO
HEADING
EXISTING SYLLABUS AND PATTERN
REVISED SYLLABUS AND PATTERN
1
No. of Papers
5
4
2
Syllabus
Paper I – Postal Manual Vol. V, Postal Manual Vol. IV, Postal Manual Vol II, CCS (Conduct) Rules, Postal Manual Vol. III, MTT
Paper I –
(1) Acts/Rules/ Guidelines Instructions relating to Inland & Foreign Posts, Mail Operations, Money Remittances, Savings Bank Schemes and Certificates Rural and Postal Life Insurance.

(2) Organization of Department, Office Procedure and Material Management for optimum utilization of network, Establishment and Administrative Matters.
Paper II – Postal Manual Vol VIII, PO Guide Part I and II, Postal Manual Vol VI (Part I, II AND III) POSB Manual Vol. I & II Postal Manual Vol. VII
Paper II – CCS (Conduct) Rules, CCS (CCA) Rules, Accounts, FRs & SRs and FHBs.
Paper III – FHB Vol. I & II, FRs and SRs, CCS (Pension) Rules, CCS (Leave) rules, CCS (Joining Time ) Rules
Paper III (1) Constitution of India
(2) Short title, extent, commencement and definitions of CPC & CrPC.
(i) CrPC: Proclamation for person absconding attachment of property of person absconding , claims and objections to attachments, release, sale and restoration of attached property.
(ii) Indian Evidence Act: Short title, extent and commencement
Of the relevancy of the facts: Evidence may be given of facts in issue and relevant facts, relevancy of facts forming part of the same transaction, facts which are the occasion, cause or effect of facts in issue;motive, preparation and previous or subsequent conduct.
Facts which need not be proved:
Of oral evidence:
Of documentary evidence
(iii) Indian Penal Code: General Explanation:
Of Punishments
Of offences by or relating to public servants
Of contempts of the lawful authority of public servants
Of the criminal breach of contract of service
(3) RTI Act and Consumer Protection Act
Paper IV – Indian Post Office Act., Government savings Bank and Certificate Acts, IPC, Evidence Act, Cr. PC, CAT, Consumer Protection Act
English Language General Knowledge & Reasoning/ Intelligence
Paper V – Essay, General Knowledge, Computer Basics and Intelligence Test.
3
Marks
Each paper carries 100 marks
Each paper will carry 300 marks
4
Duration
Duration for each paper is 3 hrs.
Duration of each paper would be 3 hrs.
5
No. of Questions
Subjective type Questions
150 Multiple Choice Question (MCQ) in each paper
6
Qualifying marks
40% marks in each paper subject to an overall average of 45% for general category and 33% marks in each apper subject to an overall average of 38% for SC/ST
No change
7
Assessment of APAR / ACR
Not included
The Competent Authority will ensure and certify the following before recommending the application of the official for examination:
(i) No disciplinary action is pending or contemplated against the applicant
(ii) No punishment is current against the applicant
(iii) No adverse entry in the APAR/ACR in the last five years